im a building contractor,. things are real slow for me now,.and to top it off i had knee surgery on the 29th of october and still not held up from that,. ive never had it this bad in my life.. bills are pilling up ,.im trying to saport me the wife and 3 boys ages 19 17 &13... i also have 3 dogs we are very atached to. my wife runs a daycare which is under i.c.c.p. and with the economy the way it is if her clients dont work they dont qailifie for i.c.c.p. and right now she is only taking care of one child and that barely puts food on the table..kids are asking if we are going to have christmas what do i tell them right now i have over a 800 credit score and i would hate to lose that the bank wont let me defer payments and i would hate to put any thing on a credit card which would only make mattors worse right now im at witts end on what to do im 50 years of age and dont even have health care as well..i dont get unemployment or any other ade..my mother paid for my knee surgery shes going on 88 years of age she hasnt any more to give bless her heart. i just need a little help to get me through this winter god help us..our bills add up to around 1500.00 a month i just dont know what to do.theres no jobs around hear and at the time i cant work any way.. i know theres other storys out there just like ours and times are hard,.we just dont want to end up out in the cold. can u help us?